United Community Bank Names New Chief Risk and Commercial Credit Officers

Rob Edwards

United Community Bank has recently elevated two of its employees to new positions within the risk management division of the company. Rob Edwards, former Chief Credit Officer, has been named Chief Risk Officer, and Rob Boyden, former Senior Credit Officer – Commercial Credit, has been named Chief Commercial Credit Officer. The role changes reflect the bank’s desire to effectively coordinate and manage the company’s risk management foundation and credit operations.

“Risk management is the foundation on which every successful bank rests,” said Lynn Harton, Chief Executive Officer of United Community Banks, Inc. “Under Rob’s leadership over the past several years, our credit processes have been continuously improved and have delivered top quartile performance results. With the leadership of Rob and his team, we are well positioned for future growth and success.”


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As Chief Risk Officer, Edwards’ primary objective will be creating processes for assessing, identifying, monitoring and preventing business risks related to credit, fraud, models and general enterprise risks. He will be responsible for promoting the effective management of the significant risks facing the organization by establishing the risk appetite and framework for doing so. Edwards has nearly 30 years of experience in credit management and joined United in 2015.

Rob Boyden’s new role as Chief Commercial Credit Officer includes the added responsibility to identify, quantify and control the risk specifically related to commercial credit within the company. Boyden will report to Edwards and maintain review of the organization’s commercial loan portfolio. Boyden has been with the bank for 12 years and has more than 27 years in the industry. Boyden is a graduate of Auburn University.

“I think our organization is well-positioned for long-term performance and I intend to continue that focus,” said Edwards. “With these new roles, we are able to further integrate the various risk management processes into the culture of the company. I look forward to working with Rob and the rest of our team to maintain the right balance of risk and return as our company expands.”