Greenville Startup, Earnnest, Named “Best Consumer Payments Company” in 2021 FinTech Breakthrough Awards Program

FinTech Breakthrough, an independent market intelligence organization that recognizes the top companies, technologies, and products in the global FinTech market, announced that Greenville-based Earnnest, the largest digital earnest money service in the U.S., has been selected as winner of the “Best Consumer Payments Company” award in the fifth annual FinTech Breakthrough Awards program.

Earnnest specializes in safe and secure digital escrow payments, allowing for a fully digital transfer of funds in real estate transactions. Built by real estate agents, escrow attorneys, and technology veterans, Earnnest is uniquely positioned to facilitate fast and secure real estate transactions.

The Earnnest platform avoids the time-consuming and inconvenient process of using checks and the lack of security surrounding wire transfers in escrow payments. Earnnest uses the highly secure ACH network to safely transfer earnest money, also indemnifying escrow holders and eliminating any possibility of ACH pullback.

“It’s no secret that real estate transactions can be time-consuming and insecure and Earnest is delivering a breakthrough platform to deliver a beautifully simple process and stellar user experience,” said James Johnson, Managing Director, FinTech Breakthrough. “In just a few years, Earnnest has grown to become the largest digital earnest money service in the U.S., making an impact not only on the real estate industry but also within the larger FinTech market. Congratulations to Earnnest for winning our ‘Best Consumer Payments Company’ in the 2021 FinTech Breakthrough Awards program.”

The FinTech Breakthrough Awards is the premier awards program founded to recognize the FinTech innovators, leaders, and visionaries from around the world in a range of categories, including Digital Banking, Personal Finance, Lending, Payments, Investments, RegTech, InsurTech, and many more. The 2021 FinTech Breakthrough Award program attracted more than 3,850 nominations from across the globe.

“Earnnest is our answer to the future of real estate," said Rick Altizer, CEO of Earnnest. “We’re providing a safe, streamlined and flexible process that we feel represents a significant industry breakthrough. Earnnest has already become the industry standard for earnest money deposits and this recognition from FinTech Breakthrough is an important validation of our innovative approach and successful execution. We are honored and grateful for the vote of confidence from FinTech Breakthrough.”

Earnnest’s user experience begins with the Company’s web-based app, easily accessed via desktop or web browser. This app is part of their commitment to every client's security. Earnnest has also released a Native App experience that provides the same transparent payment system but with even more payment flexibility. With the Earnnest app, real estate agents can request earnest money from their clients anytime and anywhere without compromising security.

Earnnest is available in all 50 states and at more than 12,000 financial institutions connecting them with banking-level security and encryption, mitigating the growing risks of wire fraud.

About Earnnest
Greenville, S.C.-based Earnnest is the largest digital earnest money service in the United States, allowing buyers to securely and electronically deposit funds directly to an escrow holder. Earnnest keeps agents, buyers, and escrow holders in the loop with automated emails and tracking information. Visit

About FinTech Breakthrough
Part of Tech Breakthrough, a leading market intelligence and recognition platform for technology innovation and leadership around the globe, the FinTech Breakthrough Awards program is devoted to honoring excellence in Financial Technologies and Services companies and products. The FinTech Breakthrough Awards provide public recognition for the achievements of FinTech companies and products in categories including Payments, Personal Finance, Wealth Management, Fraud Protection, Banking, Lending, RegTech, InsurTech, and more. For more information visit

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